Buying Down Rates En Vogue As Higher Rates Persist Should I Buy Down My Interest Rate? Assuming the Federal Reserve cuts mortgage rates as investors expect, the housing market appears to be heading for a recovery this year. Borrowers may choose to buy down their interest rate when interest rates are high in order to […]
The post Buying Down Mortgage Rates appeared first on Lonestar Financing.
There is a limit to how much a homeowner can borrow with an FHA loan, a type of mortgage guaranteed by the Federal Housing Administration. FHA Loan limits in Texas are based on a percentage of the median home price in each county if you want to buy a home with a FHA Loan. Government […]
The post 2024 Texas FHA Loan Limits appeared first on Lonestar Financing.
Lower Mortgage Rates Expected in Texas Amidst Promising Signals from the Fed. There appears to be an end in sight to rising mortgage rates, at least for the time being. Despite signs of receding inflation pressures and encouraging signals from the Federal Reserve, mortgage rates have dropped markedly in recent weeks after reaching a scorching […]
The post 2024 Texas Mortgage Rates Forecast appeared first on Lonestar Financing.
Are you confused about choosing the right mortgage? Here is everything you need to know about reverse mortgages & cash-out refinance.
The post Reverse Mortgage vs. Cash-out Refinance: Your Complete Guide appeared first on Lonestar Financing.
Your house is a financial asset. If you’re a homeowner, you could be hearing about refinancing from everyone from your neighbors to television anchors. You may utilize your house to leverage your investment by refinancing. Many people choose to refinance for a variety of reasons, including taking cash out of their property, decreasing their monthly […]
The post Everything You Need to Know About Refinancing Your Mortgage appeared first on Lonestar Financing.
Speak with the best mortgage lenders in Texas to learn how a 30-year mortgage works. Contact Savant Lonestar today!
The post 30-Year Mortgages: Everything You Need to Know appeared first on Lonestar Financing.
The process of refinancing a reverse mortgage is similar to that of traditional refinance. There are standard eligibility criteria set by mortgage lenders and certain steps to be followed. In most cases, it helps stabilize the financial situation. However, it has consequences as well. So, understanding the basics of refinancing your Texas reverse mortgage loan […]
The post How to Refinance a Reverse Mortgage: The Ultimate Guide appeared first on Lonestar Financing.
Do you know that 65% of homeowners in the US have a Mortgage? Are you planning to take out a home loan in Texas? Many mortgage lenders can help you get approved for a loan. However, one thing sets a lender apart from the rest- underwriting approval. Before applying for a mortgage, you need to […]
The post The Underwriting Process: Everything You Need to Know appeared first on Lonestar Financing.
Are you wondering how much money youall need to come up with in order to buy your dream home? Well, weave come up with the ultimate guide for you! Trying to figure out how much money you’ll need to purchase a house has always been difficult for first-time buyers. But in 2022, it’s become even […]
The post How Much Money Will You Need to Purchase a Home in 2022? appeared first on Lonestar Financing.
Are you in the last stages of your home loan application? Now that you’ve gone through the tedious process of rate locking, appraisals, and inspections, you may be wondering what comes next, which brings us to the underwriting process. It may sound frightening at first, but it becomes much less intimidating once you understand what […]
The post In-House Underwriting: Top Criteria & Benefits You Must Know appeared first on Lonestar Financing.
All buildings, visitor spaces and reading rooms of the Library of Congress will be closed for the federal Thanksgiving holiday, Thursday, Nov. 23. Normal operations will resume on Friday, Nov. 24.
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Individuals visiting the Library of Congress should note a seasonal service change for the Jefferson East Cloakroom (located at the Southeast Entrance).
October 2023-February 2024: The Jefferson East Cloakroom (located at the Southeast Entrance) does not operate in the months of October, November, December, January and February. We apologize for the inconvenience.
The Library’s other two cloak rooms remain operational:
Madison Building: Madison Cloakroom (LM140)
Jefferson Building: Jefferson West Cloakroom (located at the West Entrance)
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In the event of a temporary shutdown of the federal government effective 12:01 a.m. Sunday, Oct. 1, all Library of Congress buildings will be CLOSED to the public and researchers. All public events will be canceled.
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Due to a public heat emergency in the Washington, D.C. area today, July 27, 2023, tonight's scheduled outdoor screening of "Groundhog Day" has been canceled.
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On Wednesday, May 10, a special event in the Great Hall will reduce access in the Jefferson Building. All exhibitions, public spaces and the Library Shop in the Thomas Jefferson Building of the Library of Congress will be closed for the entire day, and no timed-entry passes will be offered to the public.
Researchers may access the Jefferson Building reading rooms as they will be open normal hours of service with regular access. Entry is via the Independence Avenue door to the Madison Building and then via tunnel to the Jefferson Building. The West Basement (Carriage) doors and the Capitol Visitor Center tunnel to the Library will be closed to staff, researchers and the general public.
Also, on Tuesday, May 9, the same spaces in the Library’s Jefferson Building will close early to visitors at 3 p.m. There is no impact to researchers using the reading rooms in the Jefferson Building.
All building exits will be available for use in the event of an emergency. Normal access to the Great Hall, Main Reading Room, exhibitions and all other affected areas of the Jefferson building will resume at regular hours on Thursday, May 11.
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The Library will be open to visitors with timed-entry passes on Presidents Day, Monday, February 20, 2023, from 10 a.m. to 5 p.m. Similarly, the Main Reading Room will be open for visitors to view from 10 a.m. to 5 p.m. via the Great Hall West Entry Doors. All other reading rooms are closed in observance of the federal holiday, and there will be no research availability or reader registration on this date.
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On Thursday, Jan. 26, the Thomas Jefferson Building will close to the public at 3 p.m. to prepare for a special event. This will affect the Great Hall, all exhibitions and the Library Shop.
Researchers may access Jefferson Building reading rooms until 5 p.m. The Main Reading Room, usually open until 8:30 p.m. on Thursday, will close early, at 6 p.m. The West Basement (Carriage) entrance will remain open to staff and researchers only. Reading rooms in the Madison and Adams buildings will not be affected.
All building exits will be available for use in the event of an emergency. Normal access to the Great Hall, Main Reading Room, exhibitions and all other affected of the Jefferson building will resume at regular hours on Friday, Jan. 27.
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As you finalize your year-end giving, consider a tax-deductible donation to the Library of Congress and become a member of Friends of the Library of Congress!
Your membership will help the Library broaden its reach, expand collections, animate spaces, and ensure that all people everywhere can access the Library of Congress and find the expected and unexpected.
And, as a member, you'll have even more opportunities to engage with the Library and its vast collections in 2023.
Learn more about Friends of the Library of Congress and join today.
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The following is the holiday operation schedule, including building closures, for the Library of Congress for December 2022 and early January 2023:
Saturday, Dec. 24 (Christmas Eve)
The Thomas Jefferson Building will be open to visitors with timed-entry passes from 10 a.m. until 3 p.m. The Madison and Adams buildings and all Library of Congress reading rooms will be CLOSED.
Sunday, Dec. 25 (Christmas Day)
All Library buildings CLOSED.
Monday, Dec. 26 (Christmas Day observed)
All Library buildings and services, including reading rooms and exhibitions, will be CLOSED to the public.
Saturday, Dec. 31 (New Year’s Eve)
The Thomas Jefferson Building will be open to visitors with timed-entry passes from 10 a.m. until 3 p.m. The Madison and Adams buildings and all Library of Congress reading rooms will be CLOSED.
Sunday, Jan. 1 (New Year’s Day)
All Library buildings CLOSED.
Monday, Jan. 2, 2023 (New Year’s Day observed)
All Library buildings and services, including reading rooms and exhibitions, will be CLOSED to the public.
Monday, Jan. 18, 2023 (Martin Luther King Jr. Birthday)
The Thomas Jefferson Building will be open to visitors with timed-entry passes from 10 a.m. until 5 p.m. The Madison and Adams buildings and all Library of Congress reading rooms will be CLOSED.
The Library’s public spaces and reading rooms will operate as usual during its regular hours on Friday, December 23, as well as Tuesday, December 27 through Friday, December 30. Normal hours of operation will resume on Tuesday, January 2, 2023.
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Are you still looking for the coolest holiday history gift? Someone once said that the Library makes history cool. (Okay, it was popstar Lizzo who said that.) Give a Friends of the Library of Congress Membership to a friend or loved one this holiday season!
Your gift membership provides the recipient unique opportunities to engage with and explore the oddly crush-worthy Library of Congress. A gift membership is not only a gift for your friend or loved one but a gift to all people, everywhere.
Give the gift of membership today! Click here for more information.
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On Friday, November 11, 2022, all reading rooms, Madison and Adams Buildings will be closed to the public in observance of the Veterans Day Federal Holiday. The Jefferson Building Great Hall and exhibitions will be open from 10 a.m. - 5 p.m. to guests with timed-entry passes. Regularly scheduled access resumes on Saturday, November 12.
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